Limit Your Company's Liability - Start A Vehicle Accident Prevention Program

Motor vehicle crashes cost US employers overabout in order to best accomplish your safety
$60 billion annually in medical costs, legalobjectives. Obviously, for any program to be a
expenditure, property damage, and lostsuccess, it has to be committed to, and
productivity. While costs by state and Industrysupported by company management. Once the
vary, on-the-job crash injuries (fatal and non-fatal)commitment is made, consider the following
amount to about 6.5 percent of all crash injuries.measures as a part of your complete risk
As a result, the cost of workers' compensation,reduction plan:
Social Security benefits, health and disability1) Setting Goals, Documenting Procedures
insurance continues to rise. An investment in aConsider appointing a program manager with the
comprehensive motor vehicle accident preventiontask of overseeing the safety initiatives, including
program can be a winning approach to reducingvehicle add-on product evaluation and written
these expenses and an effective tool for helpingcompany policies specific to vehicle safety.
limit your company's liability exposure.Documenting the goals, as well as the results,
Consider the Savingsshould be an integral part of the program. To
According to the National Highway Traffic Safetymaximize results, share pertinent information with
Administration's report entitled "The Economicthe employees that drive either a company
Burden of Traffic Crashes on Employers" (requestowned or personal vehicle used for
a free copy of the 35-page report on the author'scompany-related work. You may wish to instigate
web site), the average crash costs an employerboth an incentive and a disciplinary action program
$16,500. An employee that has an on-the-jobto raise the awareness of everyone involved.
crash resulting in an injury, costs their employerOnce you begin to realize measurable
$74,000. In the case of a fatality, costs often goimprovements, consider rewarding individuals for
beyond $500,000. Additionally, off-the-job crashestheir personal commitment to improving the
not only affect individual employees, they arecompany's safety.
costly to the company as well. TheFor those organizations that do not participate in
aforementioned NHTSA report had this to sayany formal regulatory compliance, consider
about potential financial benefits, "Traffic safetydrafting key documents of your own, such as a
programs are an alternative to reduce health carewritten driver agreement, a vehicle inspection and
expenses to employers without reducing themaintenance handbook, along with an accident
benefits offered to employees. Protectingreporting and investigation procedure. Utilizing this
employees from motor vehicle crash injury candocumented information can help minimize further
be a profitable investment of time and resources".liability; be sure to amend your company policy as
Companies that utilize a crash avoidance programnecessary to help eliminate reoccurring incidents.
often realize immediate benefits due to the2) Employing Aftermarket Safety Technology
positive return-on-investment (ROI) from aCurrently there are several aftermarket products
well-designed safety agenda. Consider the findingsavailable to aid drivers in the safe operation of
of Liberty Mutual Insurance Company's reporttheir vehicles, many of which are cost-effective
entitled "Executive Survey of Workplace Safety".and easy to install on most trucks, vans, SUV's
In their study, they found approximately 61and cars. While it is beyond the scope of this
percent of questioned business executives thinkarticle to address the broad array of safety
their companies receive an ROI of $3.00 or moresolutions available today, you might consider
for every $1.00 spent on improving workerlearning more about the following:a) Sensor Based
safety.Obstacle Detection: Backing-up sensors utilizing
Protecting Valuable AssetsDoppler radar technology are extremely reliable
Most well informed employers understand theirand impervious to the affects of whether. While
employees are critical to the success of theirthese devices can be more costly than the
business. Showing a commitment to protectingparking aid sonar-based products, they are far
the safety and welfare of valuable workers cansuperior in performance for safety applications.b)
go a long way to help improve employee workCamera Based Video Systems: Today's camera
satisfaction and retention. If your companytechnology is extremely effective in giving visibility
happens to be a professional transportation orto blind spots that are often impossible for the
delivery business, the benefit can be evendriver to see. A common application is to monitor
greater. With the extreme shortage of qualifiedthe rear of the vehicle via a color LCD display,
truck drivers, focusing on employee wellbeing canhelping to prevent reverse backing accidents.c)
aid in the reduction of a major cost and timeLane Departure Warning (LDW): Often camera
encumbrance...truck driver turnover.based, these devices are most effective when
"The costs associated with hiring and training newused on highways and long distance driving. If the
drivers is much better spent on furthering thedriver becomes distracted or fatigued, a warning
safety and wellness of our employees', notedgoes off if they begin to drift into another lane.
Mark W. Kadlec, VP of Human Resources &3) Safety Education & Training
Safety at Distribution Technologies, Inc. (Launching your program with an initial training is an
Headquartered in Newbury, Ohio this bulkeffective way to get a running start. Take the
transport company is an example of aopportunity to impart your company's safety
professional carrier benefiting from a highlygoals, employee expectations and reasons why
focused vehicle safety regimen. Consistentlyeveryone can benefit through active participation.
recognized by the National Tank Truck CarriersEmployee drivers should receive ongoing training;
(NTTC) for operating one of the country's safestalso consider offering access to an internet based
fleets, DistTech has received the prestigiousdriver-training course. In addition, think about
NTTC Outstanding Performance Trophy six times.adding vehicle safety content to your company
Kadlec furthers, "Documenting procedures,newsletter, furthering education and continuously
on-going safety training and the use of advancedreminding employees that safety is not a part
technology allowed DistTech to improve its safetytime job.
record for 15 consecutive years. Investing inUnderstanding the financial burden associated with
state of the art driver fatigue monitors and videomotor vehicle crashes makes for a compelling
camera systems to alert our drivers of acase to take action to reduce the impact. It is a
potential collision, are just two examples of howknown fact that many traffic crashes are
we protect our employees, our assets and ouravoidable; investing in a company wide motor
customers."vehicle safety program can help save lives and
Establishing an Accident Prevention Programreduce costs, ultimately providing benefits that
Depending on the size and scope of yourare hard to ignore.
organization, there are several things to think