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Home Improvement Financing - Lien Wavers Overview and Facts

Whenever you hire a general contractor who
will be using subcontractors to completeLien wavers protect homeowners from double
individual aspects of a remodeling project,paying on a specific job by ensuring that all
it's important to protect yourself fromparties understand that the general
future inability by insisting that everyonecontractor will be handling all
sign a lien waver before any payments aresubcontracting  payments.
made.
What is important for a lien waver to
Avoid serious legal trouble following a majorinclude?
home renovation by making sure you have a
lien waver signed by each and every-The  homeowner's  name.
sub-contractor hired to work on your home
before the final payment is made. Even-The contractor's full name, address and
contractors who work for just a few hourstelephone  number.
need  to  sign  a  waver.
-A detailed description of the work including
Few homeowners understand that even if thethe final state of the house at the
general contractor has been paid in full forcompletion of the job, as well as a listing
all services (and a receipt signed),of what materials should be removed from the
subcontractors can still place a lien onpremises.
their property if they don't receive payment
from the general contractor who ultimately-The  status  of  the  work.
chose and hired them. Lien wavers take
payment responsibility from the homeowner and-Signed and dated. Be sure to have the
put  it  back  on  the  general  contractor.contractor print and sign his name on two
copies (one for him and one for you). Date
It's considered normal practice for the mainevery  one!
contractor to assume responsibility for
hiring all subcontractors, and paying them-A witness signature (optional, but
from the fee the charges the homeowner.encouraged).
That's why homeowners hire general
contractors in the first place. ProblemsIt may seem like a bit of a hassle to make
arise, however, if the general contractorsure lien wavers are signed by every single
fails to pay his subcontractors. Which, bysubcontractor who steps into your house
the way, happens all of the time. Without aduring a large-scale project. But, not
signed lien waver from each worker, themaking sure that everyone releases you from
homeowner remains responsible for thosefurther payment once the job is completed, is
payments, even if they'd already paid thean easy way to safeguard you from further
general  contractor  for  the  services.financial responsibility.



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