| There is also a beginning and continuing | | | | this legislative change, the CDI will review these |
| professional education requirement for insurance | | | | coursesprior to the Office of Administrative Law's |
| licenses. For example, California requires 52 hour | | | | approval of the regulations. Courses approved by |
| insurance course, i.e. 52 hours of prelicense | | | | the CDI will begiven "provisional approval," which |
| education before qualifying to take the life | | | | means that the course may be offered |
| insurance exam. During the first four years, | | | | immediately as with the case of any |
| licensees must take at least 25 CPE hours per | | | | CDI approved course. However, these courses |
| year. Thereafter, the CPE requirement is 15 hours | | | | are subject to further review once the regulations |
| annually in a course approved in advance by the | | | | are approvedwhich could potentially result in |
| California insurance department. | | | | required changes to the course. |
| General Course Description | | | | Until such time as the California Code of |
| This course will teach you the Educational | | | | Regulations can be amended to reflect the change |
| Objectives that the California Department of | | | | in the statute, thereviews of online prelicensing |
| Insurance has determined you need to know and | | | | education courses will be accomplished by ensuring |
| thus prepare you to pass the State exam. This | | | | that they meet therequirements set forth in |
| includes 40 hours of Life, Health & Disability as | | | | Section 1749 of the California Insurance Code. |
| well as the 12 hours of Codes & Ethics. | | | | Section 1749 states, in part, thefollowing: |
| Package Includes: | | | | ?? Applicants for a license as a fire and casualty |
| 1. Online study manual as well as a hardcopy | | | | broker-agent, life agent, andpersonal lines |
| shipped directly to you. | | | | broker-agent are to complete the minimum |
| 2. Lesson Quizzes | | | | prelicensing educationhours required (i.e. 20 or 40 |
| 3. E-mail & Phones Support | | | | hours of product training, whichever is |
| 4. Certificate of Completion | | | | applicable,and 12 hours of code and ethics training); |
| 5. Reporting directly to the California Department | | | | ?? Review and approval of prelicensing courses |
| of Insurance | | | | not conducted in a classroom shallinclude an |
| 6. Online Review Questions Available for 90 Days | | | | | evaluation of the safeguards that are in place to |
| Excellent educational tool for students to study & | | | | ensure that the studentcompleting the course is |
| prepare to pass the state exam | Students score | | | | the person enrolled in the course; methods used |
| 65% higher on the California state exam after | | | | tomonitor the students' attendance are adequate; |
| using these online review questions. | | | | methods for the student to interactwith the |
| Effective January 1st, 2007 the California | | | | entity providing the training exist; and, the |
| Department of Insurance has amended the | | | | methods used to record thetimes spent |
| California Code to allow online Insurance | | | | completing the course are adequate. |
| pre-license training. No more long commutes, high | | | | Assembly Bill 2387 also added Section 1749 (h) |
| costs or waiting until a lecture class starts. With | | | | which will become effective on January 1, 2007. |
| over five years of insurance pre-license training | | | | This sectionstates that all prelicensing certificates |
| experience in California, ISSC is at the forefront | | | | of completion will now expire three years after |
| of the changing insurance training marketplace. | | | | the completion of theprelicensing course, whether |
| Look at the press release text below: | | | | or not a license is issued to the student. |
| Assembly Bill 2387 (Vargas, Chapter 590, | | | | You can feel certain you are studying the right |
| Statutes of 2006) was signed into law on | | | | material when you study at ISSC. All of our CA |
| September 28, 2006 andwill take effect on | | | | Insurance course materials were completely |
| January 1, 2007. This law amends Section 1749 of | | | | revised in January of 2007 to better follow the |
| the California Insurance Code to removethe word | | | | California Educational Objectives. Our courses |
| "classroom" from the prelicensing requirement and | | | | include a Flash Paper study manual, hundreds of |
| will add Section 1749 (g) to ensure that | | | | online exam questions with explanations and online |
| safeguardsare in place to maintain the integrity of | | | | video instruction led by highly qualified insurance |
| prelicensing education. As a result of this change, | | | | professionals to give you the edge you need to |
| prelicensingeducation providers approved by the | | | | pass your exam. Click Available courses above to |
| California Department of Insurance (CDI) can now | | | | view further information about our innovative |
| submit onlineprelicensing education courses to the | | | | programs, or click register now above if you are |
| Commissioner for approval. | | | | ready to start your insurance career! |
| Although regulations will be required to implement | | | | |